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Business accounts for online sellers

International payment solutions built for today’s digital economy.

65+ currencies. 190+ countries. Fair FX tates. No transaction limits. $1 SWIFT transfers.

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The complete online cross-border payment solution


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Trade locally, collect globally

Sell your products and services in any market and deliver seamless multi-currency checkout services for local customers.

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Maximise conversion margins

Offer checkout experiences in 65+ currencies to encourage sales, reduce cart abandonment and increase customer satisfaction.

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Digital-first solutions

Access bespoke ecommerce payment services and work with a dedicated Client Manager who understands your business needs.


How we support the

ecommerce business

Easily scale new markets

Sell in any marketplace and with local IBANs in your company name. Collect customer payments, pay suppliers, and settle shipping costs in 65+ currencies.

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Take control of cash flow

Stop hidden fees eating into your margins with free marketplace collections, instant multi-currency payouts & same-day transfers to any linked accounts, with no transaction limits.

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Streamline payment processes

Get a dedicated Relationship Manager, who specialises in ecommerce payments and manage multiple entity, supplier and marketplace accounts through a single dashboard and scale operations.

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Apply for an account in just

15 minutes


Ready to simplify your international payments?


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Trusted by businesses

across the world

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Discover how 3S Money helps clients worldwide



Apply for an account in just

15 minutes


Once pre-approved, our team will guide you through the process of opening your business account—no need to step into a bank.



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© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, office 20-54, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 2, Rue Edward Steichen, 1st floor Regus, L- 2540, Luxembourg, Grand Duchy of Luxembourg.